A car loan after bankruptcy can feel out of reach, but in Ontario it's possible, O.A.C. This guide explains what lenders actually look at after a discharge, how bankruptcy differs from a consumer proposal for your vehicle path, and how Legacy's in-house lease can help you get started, O.A.C. A steady record of on-time payments can help support your credit rebuild over time. Results vary. Anything about discharge timing stays with a Licensed Insolvency Trustee.

Need a vehicle before filing a consumer proposal in Ontario, especially with negative equity? Timing matters: many non-prime lenders wait until your proposal shows on your credit bureau. This guide explains what lenders look for, how Legacy Auto Credit may be able to approve its own in-house lease before you file (O.A.C.), and why your Licensed Insolvency Trustee should be part of the plan.