Yes — you can lease a used car in Ontario, even though most new-car dealers only lease new. At Legacy Auto Credit, a used-car lease comes with a purchase option and is decided in-house — our vehicles, our decision, not a bank's cut-off. This guide covers how a used-car lease works, how it compares to financing, what happens at the end of the term, and how a reported, affordable payment can support a credit rebuild. Everything O.A.C.