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Low Interest Rate Vehicles For Good Credit, Bad Credit, Consumer Proposal And Bankruptcy Customers

 

1. CONTACT US

Click 'Apply Now' to fill out your Contact information. One of our Credit Specialists will contact you quickly to collect simple information which includes vehicle preference and payment budget.

low kilometers
 

2. GET APPROVED

Once we receive your application, our team will go right to work finding you the car that will fit within your budget. We'll then reach out to you quickly to give you vehicle options.

newer models
 

3. DRIVE AWAY

You can drive away within a day or work with us to take your time. It's up to you! It's because of our super simple, easy process that will get you approved and driving in no time. 

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What Makes Us Different

The key difference lies in the experience. At a traditional dealership, financing is often the last part of your discussion. After you've seen a few models, asked a host of car questions and possibly test driven one, the dealer will help you explore payment options.

At Legacy Auto Credit, the process is reversed. Our credit specialist works with you, with no sales people involved, and we respect your time and budget because we can empathize with your situation. A credible Financial Services Manager will ask you a series of questions to understand your credit situation and take the time to understand your credit before showing you available cars. After they understand your situation, they'll show you cars that fit your needs and financial situation and provide advice to get you on the road to financial success.

We give you the opportunity to improve your credit. One of the ways to rebuild credit history is to make timely payments on an auto fincace. At Legacy Auto Credit, we actually report your vehicle payments to Equifax so you can establish or re-establish your credit. Over time, your credit score can improve.



testimonials
May 13 2017

I had just been through a consumer proposal and didn't think I would end up with the perfect car for me. I started shopping around and felt bullied because of my new start. Kim and Mike were amazing. In less than 48 hours from contacting them I drove away in My 2016 Scion. I will definitely drive the hundred kilometres to deal with them for my next car too.