What We Do

We make it easy to get a new vehicle

We are specialists in helping people who are struggling to get auto credit for a new vehicle. Our Credit Helpers programs are built specifically for people who are dealing with credit issues that have required them to file a Consumer Proposal or Bankruptcy. We also assist people that have no credit rating or a damaged credit rating due to missed payments, repossessions, and judgements.

We understand that owning your own car allows you to get to work and have the freedom to enjoy driving around and getting to places. That’s why we’re here to help. No matter what your credit score is, we can help you get a vehicle that is right for your budget and needs.

Our Mission

Low Interest Rates

All clients will get the lowest possbile interest rates – No outrageous 30%+ rates here!

Simplified Process

Simple application process and quick internal approval process!

Quality Vehicles

Large vehicle selection of newer models with factory warranty!

Financially Practical

All upfront costs are minimal and fully disclosed! No need to worry about hidden fees.

What Makes Us Different

We Are The Bank

We have more flexibility to provide approvals because we offer in-house financing. That makes us different.

We Deliver

Now you can get our low rate in house financing anywhere in Ontario without having to leave your home.

Our Inventory

Take a look at our current inventory, we have a great range of vehicles available now

Credit Helpers

Resource for Free consultation with a certified counselor who will provide debt solutions, budgeting and credit rebuilding guides and tips.

We have resources to help you

At Legacy Auto Credit, we believe that credit concerns shouldn’t keep you from driving or fulfilling your duties at work or home. We understand that life isn’t always straightforward, and we work hard to treat each customer with care and consideration.


We have built up a wealth of resources and information to help you to rebuild your credit profile and find the right vehicle and credit deal for your needs.

We're here to help you

Fill out our online application form to begin rebuilding your credit today!