Our Programs

We Make It Easy To Get A New Vehicle!


Tailored for people with Credit Challenges, Consumer Proposals, and Bankruptcy.

Our In-House program is built specifically for people who are dealing with credit issues that have required them to file a Consumer Proposal or Bankruptcy. We also assist people that have no credit rating or a damaged credit rating due to missed payments, repossession or judgments.


Assistance for people who have rebuilt their credit and are ready for Prime Rate Lenders.

At Legacy Auto Credit our focus is to get all of our customers back to Prime Rate Banking. We work with a number of Prime Rate Lenders to get you the best interest rate on new or used vehicles. We help ensure that you get Preferred Pricing through our Affiliate Dealerships.

Contact Us

Our Program is designed to make it easy for you to get into a new vehicle today! Click ‘Apply Now’ to fill out your Contact information. One of our Credit Specialists will contact you quickly to collect simple information which includes vehicle preference and payment budget.

Be Approved

Once we receive your application, we begin by working with you to confirm affordability. This will ensure you are able to make the payments and your other monthly obligations so you do not damage your credit further. We’ll then reach out to you quickly to give you vehicle options.

Drive Away

You can drive away within a day or work with us to take your time. It’s up to you! It’s because of our super simple process that we can get you approved and driving in no time. Enjoy taking care and control of your finances while getting into a new vehicle from Legacy Auto Credit!

The Benefits of

  • We only offer vehicles with low Km’s which allows you to drive a reliable vehicle at a low payment
  • All clients will get the lowest possible interest rates – No outrageous 20%-30% rates here!
  • Term options 2-5 year
  • Multi-point vehicle inspection helps reduce the chance of unexpected repair costs
  • Legacy Auto Credit is a part of an automotive family that owns Toyota and Hyundai franchises.
  • Dealer group and industry partners provide large selection and ability to source a vehicle that will suit your needs in your payment range.
  • Staff with past experience in debt restructuring through proposals and bankruptcy (we understand your situation)
  • We will work with your budget to ensure you can afford your monthly obligations. If you don’t have a budget we will assist you with one.
  • We report to Equifax, improve your credit rating over the term.
  • We provide a plan to rebuild your credit

Get Started Today!

Fill out our online application form to begin rebuilding your credit today!