For most Ontarians like yourself, having a reliable car is a necessity. You need to be able to get to work, pick up groceries, and visit family and friends. If you have children, you need to get them to school and their extracurricular activities. The question...
Our financial advisors are frequently asked by clients, “Do I have bad credit?” It’s a fair question. Even for those who do know what their credit score is, it might not be obvious if their score is good or bad. It’s important to understand how your...
If you have a 580 credit score you may be wondering if it’s possible to get a loan. Learn whether you can get a loan with a credit score of 580 and how to do it. IN THIS POST, WE COVER: Can you get a loan with...
Whether it’s a credit card, a car loan or a mortgage, credit is a part of life for most adults. You probably know that credit is important, but you’re not alone if you don’t know the differences between good and bad credit. What is the credit...
What is the difference between a Consumer Proposal and a Bankruptcy? Which is better? I always feel that if you can afford the monthly payment in a consumer proposal, you should choose that over bankruptcy. A bankruptcy will reside permanently on your government record. Bankruptcy can...
Your credit score is an important piece of your financial footprint. It allows you to buy a new vehicle, get approved for a mortgage and simply make purchases on your credit card. If your credit score is high, you’ll have access to more financial opportunities...
If you’ve ever bought a car or a house, attended a post-secondary institution with a student loan or if you actively use a credit card, you’ve borrowed money and taken on debt. When you take on debt, you use credit and you’re given a credit...
