Category: Blog

In this day and age, we’re used to lightning speed technology and getting answers with a swipe of our smartphones. With so many resources at our fingertips, people are moving away from tradition...Read More

What Is the Minimum Income for a Car Loan? May 16, 2019 When you have bad credit, your income plays a major role in whether or not you qualify for a car loan. A steady income that meets the minimu...Read More

How is Credit Score Calculated? May 16, 2019 Your credit score plays a big role in your financial life. A low score can hurt your chances of getting approved for a loan and a high score can give ...Read More

In-House Financing At Legacy Auto Credit, we provide our own in-house auto financing in Ontario. We have created this page for those who are not sure what in-house financing means, or have some qu...Read More

Many lenders look at debt-to-income ratio to decide whether a borrower is trustworthy. Your debt-to-income ratio is all monthly debt payments divided by gross monthly income. In addition to a pers...Read More