Careers

Career Opportunity 

We have an exciting opportunity at Legacy Auto Credit. This position will provide challenges along with the great satisfaction of helping people when they need it the most. We specialize in leasing and financing vehicles to people that have had a credit accident. If you have experience in sales or F & I and don’t enjoy high pressure sales tactics, this position may be ideal for you.

Job Description:

  • Review prospects current credit situation along with vehicle needs
  • Converse with client to ascertain available monthly income after living expenses to meet credit obligations
  • Take credit applications and submit to our in-house leasing company or our sub-prime and prime banking partners
  • Provide insight to the underwriting department to help mitigate risk
  • Provide financial counseling to individuals about debt and their credit score
  • Deliver the vehicle and complete the paperwork accurately
  • Respond to and investigate customer queries, providing accurate information related to billing, payment terms, contractual obligations, etc. and proactively resolve any discrepancies.

Skills:

  • Excellent Communication Skills
  • Ability to listen and advise
  • Problem Solving Skills
  • Analytical Skills
  • Multi-tasking
  • Self starter and work well independently
  • Understanding of Financial Literacy

Qualifications:

  • At least six months of work experience at a credit counselling agency or financial institution with sub-prime lending experience preferred.
  • Experience with Bankruptcy or Consumer Proposals.(Personal experience is acceptable)
  • At least six months of either sales, collections, call center, or customer service experience.
  • Strong knowledge for financial counselling and receivables management would be an asset.
  • Valid G Class drivers license
  • OMVIC license eligible

Job Type: Full-time

Salary: $45,000.00-$60,000.00 per year

Schedule:

  • Monday to Friday

Licence:

  • Drivers License G (Required)

Please send all resumes to contact@legacyautocredit.ca

 

Career Opportunity 

We have an exciting opportunity at Legacy Auto Credit. This position will provide challenges along with the great satisfaction of helping people when they need it the most. We specialize in leasing and financing vehicles to people that have damaged credit. If you have experience as a Credit Analyst and are looking for a rewarding career with a growing company, we would like to speak with you.

The Role:

This position is responsible for underwriting, processing, and approving credit applications, providing payment call and terms, verifying credit application details, and booking deals with accounting. You will be working closely with our Credit and Finance Advisors to determine the credit worthiness of the applicants and structuring of the lease. This position will be accountable for building a well performing portfolio while increasing the number of clients.

Reviewing Applications:

· Verify information on application and with the Credit Bureau to ensure accuracy.

· Verify information to make sure it meets company guidelines

· Contact CFA’s for additional information or clarification

Credit Adjudication:

· Adjudicate information and address any discrepancies or inconsistencies.

· Verify data viewed to ensure it meets company guidelines

· Verify applicant income

· Condition the deal and provide payment call and interest rate

Booking the Deal:

· Verify all documents are received and correct

· Profit the deal and send information to accounting department

· Send all documents to our funding department

The Ideal Candidate:

  • Minimum of 1 to 3 years of experience in similar credit department with experience in credit underwriting
  • Degree in Finance or Business and acceptable credit risk management accreditation or similar experience
  • Excellent analytical skills with complex financial statements and reporting; credit data; operational variables and impacts of various credit structures to financial metrics
  • Experience and understanding of accounts receivable management an asset
  • Proficiency with Microsoft office

Job Types: Full-time, Permanent

Salary: $50,000.00-$55,000.00 per year

Benefits:

  • Extended Health Care

Schedule:

  • 8 Hour Shift
  • Monday to Friday

Experience:

  • Credit Underwriting or collections: 1 year (Preferred)

Work remotely:

  • No

Please send all resumes to contact@legacyautocredit.ca