Every day, our team speaks to people from across Ontario who are looking for help rebuilding their credit. There are many reasons why people get into situations where they have bad credit. Sometim...Read More

  If you have a 580 credit score you may be wondering if it’s possible to get a loan. Learn whether you can get a loan with a credit score of 580 and how to do it. IN THIS POST, WE COVER: C...Read More

What is Considered Bad Credit? Whether it’s a credit card, a car loan or a mortgage, credit is a part of life for most adults. You probably know that credit is important, but you’re not alone ...Read More

In this day and age, we’re used to lightning speed technology and getting answers with a swipe of our smartphones. With so many resources at our fingertips, people are moving away from tradition...Read More

What Is the Minimum Income for a Car Loan? May 16, 2019 When you have bad credit, your income plays a major role in whether or not you qualify for a car loan. A steady income that meets the minimu...Read More

How is Credit Score Calculated? May 16, 2019 Your credit score plays a big role in your financial life. A low score can hurt your chances of getting approved for a loan and a high score can give ...Read More

In-House Financing At Legacy Auto Credit, we provide our own in-house auto financing in Ontario. We have created this page for those who are not sure what in-house financing means, or have some qu...Read More

Many lenders look at debt-to-income ratio to decide whether a borrower is trustworthy. Your debt-to-income ratio is all monthly debt payments divided by gross monthly income. In addition to a pers...Read More