<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[Legacy Auto Credit]]></title><description><![CDATA[Legacy Auto Credit helps Ontario drivers with bad or no credit get reliable used vehicles with in-house financing—and rebuild credit in Walkerton, ON.]]></description><link>https://www.legacyautocredit.ca/blog</link><generator>RSS for Node</generator><lastBuildDate>Mon, 08 Jun 2026 18:25:43 GMT</lastBuildDate><atom:link href="https://www.legacyautocredit.ca/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Get Approved Prior to Filing a Consumer Proposal in Ontario (Even With Negative Equity)]]></title><description><![CDATA[Need a vehicle before filing a consumer proposal in Ontario—especially with negative equity? Timing matters: many non-prime lenders wait until your proposal shows on your credit bureau. This guide explains what lenders look for and how Legacy Auto Credit may sometimes approve in-house lease/finance options before you file (O.A.C.), plus help you connect with a Licensed Insolvency Trustee.]]></description><link>https://www.legacyautocredit.ca/post/get-approved-prior-to-filing-a-consumer-proposal-in-ontario-even-with-negative-equity</link><guid isPermaLink="false">698e056be8f2edcb7703daea</guid><pubDate>Thu, 12 Feb 2026 17:08:44 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/6e7f1c_ca2eb158ceb84951a1c6f3627a8706d3~mv2.png/v1/fit/w_1000,h_768,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Wayne Henhoeffer</dc:creator></item></channel></rss>